Dallas

The Dallas Story

With Dallas being RHA’s first market, the community serves as the blueprint for how we unite local governments, builders, and community leaders to help solve for Texas’s hail vulnerability. While the North Texas spirit is unbreakable, our homes shouldn't have to be tested every spring.

  • About Our Dallas Efforts

    Resilient Home America unites leaders across the community and housing ecosystem to drive resilient solutions that make weather-ready homes the new standard for all Americans. Dallas serves as the coalition’s groundbreaking location, where we are working with local partners to help residents better understand regional risks and connect with practical pathways to more resilient homes.

  • 100 Roofs Initiative

    The 100 Roof Initiative is RHA's flagship pilot program, demonstrating how innovative financing, public-private partnerships, and proven building standards can make weather-ready homes more attainable. Beginning in Dallas, the Coalition will help 100 homeowners upgrade to FORTIFIED™ roofs designed to better withstand severe weather. More than a roofing project, the initiative serves as a living demonstration of how insurers, lenders, contractors, nonprofits, and community leaders can work together to reduce disaster losses, strengthen neighborhoods, and create a scalable model that can be replicated in communities across America.

  • Dallas Issues

    As RHA’s inaugural market, Dallas faces a unique gauntlet of weather risks. We are moving the local housing market toward a standard that doesn't just endure harmful weather events but thrives despite them.  

For Homeowners

Resilient Home America offers three ways for Dallas-area homeowners to make their home more resilient to severe weather and more affordable to protect:

1

Get your free Home Maintenance Score: Start by checking your home's resiliency score to see if a FORTIFIED™ roof upgrade could benefit your property.

2

Apply for financing through the Revolving Loan Fund (RLF): If you live in Dallas, get your Home Maintenance Score results to see if you qualify for an RLF-financed retrofit loan.

3

Apply for a grant through Federal Home Loan Bank of Dallas: Income-qualifying homeowners may be eligible for direct grant funding through the Federal Home Loan Bank (FHLB) grant program, with applications supported by Habitat for Humanity.

If you've recently filed an insurance claim for hail or wind roof damage, ask about claim-based gap funding, which can help cover the difference between a standard roof replacement and a full FORTIFIED™ upgrade.

For Partners

RHA is building a network of local and national partners to help deliver resilient homes across Dallas. We're looking to connect with:

Contractors and roofers

Join our certified contractor network through the IBHS FORTIFIED™ certification program and Contractor Connection to receive qualified leads and specialized training.

Builders, developers, and real estate agents

Reach homeowners and integrate resilience into the home-buying and selling process.

Insurance companies and carriers

Partner with us on policyholder outreach, claim-based gap funding, and FORTIFIED™ endorsement programs.

Local banks and lenders

Explore CRA-aligned investment opportunities in the Revolving Loan Fund.

Local government officials and community organizations

Align resilience efforts with municipal priorities and identify additional funding or program support.

Helpful Dallas Resources

Learn more about how you can maintain your home to be better prepared for severe weather.

The Home Maintenance Score is the backbone of the Resiliency Home Dallas project. It provides a property-specific, standardized metric that assesses a building's capacity to withstand weather-related hazards while accounting for its energy efficiency footprint.

The Dallas Homeowner’s Hail Map

  • Empowering both residents and community leaders to build a more fortified Dallas.

    For Homeowners

    • Increased Awareness: Clear insight into property vulnerabilities and actionable improvement steps.

    • Financial Incentives: Access to below-market rate loans and increased property value.

    • Direct Connections: A seamless platform to find trusted contractors, flexible financing, and expert advice.

    For Contractors & Finance Partners

    • Reduced Portfolio Risk: Lower loss ratios and decreased default risk.

    • Strategic Interventions: Data-driven insights to incentivize loss prevention through resilience-linked products.

    • Aggregate Evaluation: Ability to prioritize targeted adaptation and mitigation investments.

  • The score isn't just a number; it is a holistic evaluation of three critical categories.

    • Structural Resilience: How well your home is built to handle local weather conditions and energy needs.

    • Parcel Considerations: How your land's location, elevation, and drainage affect your home's exposure to weather risks.

    • Mitigating Factors: Community improvements and home upgrades that help protect your property and reduce your risk.

    About the Score: Want to dig deeper? Learn how your home's score is calculated.

  • A continuous cycle of improvement and protection.

    1. Assessment: A standardized Resiliency Score is calculated for the individual property.

    2. Strategy: The property owner receives a targeted list of high-impact interventions.

    3. Action: The owner implements upgrades driven by the desire to provide security for their family and financial incentives (e.g., retrofitting or energy updates).

    4. Verification: The property score increases, loss exposure decreases, and the cycle begins again as new technologies emerge.

  • Discovering your home maintenance score is as a first step to making your home more resilient.

Find out your score